Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the Pewipo Yazovu website and services operated by us.

Agreement to Terms

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access our services.

Educational Services

Pewipo Yazovu provides financial education services, including but not limited to:

• Budgeting and expense management education
• Financial literacy courses and materials
• Personal finance coaching and consultation
• Educational resources and tools

User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Pewipo Yazovu and its licensors. Our trademarks may not be used in connection with any product or service without our prior written consent.

User Conduct

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Engage in unauthorized framing or linking to the Service
• Upload or transmit viruses or any other malicious code
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any portion of the Service

Payment Terms

Certain aspects of the Service may be provided for a fee. You agree to pay all applicable fees in accordance with the payment terms presented to you at the time of purchase.

Cancellation and Refund Policy

We offer a 14-day money-back guarantee for our educational programs. Refund requests must be submitted in writing to our support team. After 14 days, no refunds will be provided for partially used services.

Disclaimer of Financial Advice

Pewipo Yazovu provides educational information only. We are not financial advisors, and our services do not constitute financial advice. You should consult with a qualified financial professional before making any financial decisions.

Limitation of Liability

In no event shall Pewipo Yazovu, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms, please contact us at:

Pewipo Yazovu
123 Financial District Blvd
Toronto, ON M5X 1A9
Canada
Email: legal@pewipo-yazovu.sbs
Phone: +1 4378023795